D-Capital

Repayment Periods: 3months to 2years

Annual Ledger Fees/Accounts Maintenance Fee: Ksh 100 -ksh 300

Loan Amounts: ksh 300- Ksh 100,000(unsecured) to Ksh 100,000-Ksh 1M(secured)

APR: 15% to 120%

Example Fees:For a Loan of Ksh 10,000, a flat fee of Ksh 2,000.No late fees,rollover chargers or origination fees.

For a loan of Ksh 10,000 and repayment period of 3 months, there will be a final interest of 8.5% which is Ksh 850. There is no limit of monthly or yearly repa yment. So you can repa y the loan all at once after the repa yment period. So you have to pa y 10,850 after 3 months.

After the loan repayment period exceeds 5 month and stays within one year, there will be no late fees or extra charges. And the interest will be 10% , as example, for a loan of Ksh 10,000 and repa yment period of 5 months, there will be a final interest of 10% which is Ksh 1000, so after 5 months you need to pa y 11000(incl interest).

There will be no late fees, extra / hidden charges if the repa yment period exceeds 5 months and stays within 1 year.

Meaning even if the loan is repaid in 1 year after no additional amount will be charged.