SpotCash

Personal loans are described on our policies as lending money from one individual, organization, or entity to an individual consumer on a non-recurring basis, not for the purpose of financing purchase of a fixed asset or education. The cash will be sent via Bank account, Mobile Money account, to your PayPal account.

HOW TO GET STARTED :

- Create your account.

- Apply in seconds.

- Choose a repayment period that suits you.

- Receive your loan straight into your Bank account, Mobile Money account, or PayPal account.

Loan product:

1. Loan Amount: Ksh 1150 ~ 65,000

2. Loan Term: The shortest tenor is 90 days, the longest is 180 days

3. Fees: 5%

4. APR: 6%

Service Fee: We charge additional service fee to cover the cost of credit scoring,payment cost, and account management. The amount varies for loan amount requested

Example: If the loan amount is Ksh 20,000 for one year loan term with the total fees of 6%, then the APR will be Ksh 900 which is also the loan fee.

SAFE AND SECURE

SpotCash makes getting a personal loan simple by using secured verification systems to verify your identity and create a credit score.

We encrypt the data you choose to share with us to protect your privacy. We take your PRIVACY very seriously and promise to never share your information with third parties. We only use your personal information in accordance with our Privacy Policy.

Representative Example:

If you borrow 4,000/= on a 90 days repayment term, the Total repayment will be 4,350/= after the specified duration.

CONTACT US

We’re always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us.

DISCLAIMER:

We,(SpotCash) do solemnly concur and abide to Google’s policies especially on protecting users from deceptive or harmful financial products.

You, personal loan consumers require information about the quality, features, fees, risks, and benefits of loan products in order to make informed decisions about whether to undertake the loan.

We do not provide: Mortgages, car loans, student loans, revolving lines of credit (such as credit cards, personal lines of credit).

Please make sure you read and understand our Privacy Policy and Terms and Conditions – which are also available in our app, before applying for loan.

Our service is provided without any warranty, if you are dissatisfied at any point with respect to our terms, you reserve the rights to discontinue using the service.