SettleUp

(Attention: some of the functions are only for Hong Kong users)

- Create virtual ledgers to record all transactions in a clear manner

- Rapid creation of transaction records by receipt images or speech, powered by Google Gemini AI

- Share ledgers online with friends, record transactions collaboratively, and assign access rights to each friend

- Ledgers can be stored and used offline in case no internet connection is available, and upload back online later

- Support more than 160 currencies, fetching latest exchange rates online, or specify your own rates for each transaction

- Transactions in a ledger can be in different currencies, auto-conversion to settlement currency by app

- More than one payer is possible in a transaction, each payer may pay different amounts or even in different currencies

- Ways to share among participants in a transaction: by proportion, by percentage, or by exact amount. Each transaction has its own way of share

- Different proportion, percentage or exact amount may be specified for sharing by each participant in a transaction

- Automatically calculate repayment steps in the simplest way

- Generate FPS QR code to facilitate repayment (only for settlement currency in Hong Kong Dollar or Renminbi)

- Statistics on daily expenditure, expenditure by participants/transaction categories available as charts (only in upgraded version)

- Statistical data and raw data in ledgers can be exported as Excel files (only in upgraded version)

- Maximum 3 ledgers in free version. No limit in number of ledgers in upgraded version

- app created by a local Hongkonger. Cantonese/English language interfaces and light/dark modes available