CUB Secure Messenger

Messenger for City Union Bank

CUB Secure Messenger is an internet based cross-platform messaging application that works across computer, tablet and mobile devices. Among mobile messaging applications, CUB Secure Messenger may be classified under OTT or over-the-top messaging service, provided directly by Loment as a third party service provider and does not require additional support from a mobile operator.

A user may wish to install the application with the same User ID can continue using the service seamlessly from multiple devices.

Privacy and Security Features

• Provides Privacy to Protect Data at Rest.

o Password protection to allow access to authorized users

o Hibernation

• Security to Protect data in transit for P2P and end to end encryption

o Messages are encrypted directly at the Sender device and are decrypted only in the recipient device(s).

o Server has cipher text and does not have access to clear text messages.

Key Features

• Personal and Private Chat that is Secure and Confidential

• Sharing of Text Files

• Sharing of Pictures from gallery and captured through the device in real-time

• Sharing of Audio files and Voice notes recorded

• Sharing of video files from gallery and real-time recorded

Proprietary Features:

• Priority Indication

- Messages can be set with one of the four priorities (Highest, High, Medium, and Low) based on the importance and criticality,

• Restricted Messages

- Messages can restricted to stop forwarding or copying to others if the sender does want others to read the message except the recipients.

• Auto Expiration

- Messages can be set to be deleted automatically after a specified time defined by sender, after the recipient reads the message,

- This will be useful in cases where highly confidential messages need to be deleted automatically.

• Acknowledgments

- Sender can set acknowledgement request and the recipient will be allowed to read the message only after acknowledgement is sent,

• Scheduled Delivery

- The sender can set the specific time when the message will be delivered to the recipient.

- Useful in sending messages at the right time for reminder or notifying critical information at the right time