HaloKas: Dana Online Advice

Halokas makes it easier for MSMEs to get various transaction services and access to business capital.

1. LOW INTEREST WITHOUT COLLATERAL TO DEVELOP BUSINESS

- Easier verification, just use your business account.

- Maximum capital amount of IDR 50,000,000.

- Choice of tenors: 3 and 6 months.

- Interest per month: 2.49% flat

- Annual Percentage Rate (APR): Max. 49.55%

- Administration fee of 3% of disbursed business capital.

Capital Taking Simulation:

Request for venture capital: IDR 1,000,000

Administration fee: 3% x IDR 1,000,000 (Total Business Capital) = IDR 30,000

Funds you get after deducting administration fees: IDR 970,000

Installment 3 months: IDR 1,000,000 (Total Business Capital) + IDR 74,700 (Total Interest).

Total amount to be paid = IDR 1,074,700

Installments per month = IDR 358,233/month

Installment 6 months: IDR 1,000,000 (Total Working Capital) + IDR 149,400 (Total Interest).

Total amount to be paid = IDR 1,149,400

Installments per month = IDR 191,567/month

2. RECEIVE FREE PAYMENTS PLUS GET CASHBACK

- Accepting customer payments from any e-wallet and mobile banking is more practical using QRIS.

- FREE without service fees and transaction fees.

- Transfer sales proceeds directly to your account. Free transfer fees.

- The more payments you receive with QRIS, the greater the chance to get an Extra Bonus on each transaction!

3. RECORD SALES TRANSACTIONS UP TO PAY RECEIVABLES

- Transactions via QRIS are automatically recorded in the 'Business Recording' feature

- Better manage your debts and transactions

Disclaimer

* This is a Guide application that helps you to get Online Loans