As your personal agent, I believe in keeping you informed and aware of Farmers® insurance products. It is my mission to help you develop the right plans to meet your insurance needs. Through dedication, knowledge and a tireless work ethic, I will be the agent that my customers want to send their friends and families to. I will strive to protect my clients’ assets.
Term vs. Permanent Life Insurance
Term insurance provides coverage for a set period of time and may be a good choice for your temporary needs or if your funds are limited.
Permanent insurance, which includes Whole Life and Universal Life, may be the right fit for you if you want to cover a long-term need such as income for a spouse, legacy planning for children or end of life expenses. Permanent insurance may cost more initially, but may accumulate cash value.
It’s difficult to say exactly which kind of Life insurance is better because the type of coverage that’s right for you mainly depends on your individual circumstances and financial goals. A combination of Term and Permanent insurance may be the right solution.
Farmers® is dedicated to being the right choice for Auto insurance, Home (homeowners and renters), Life insurance¹, Business insurance, Umbrellas, Boat and Recreational vehicle insurance, and much more.