Gradu8

Gradu8 is designed to be the world’s first national Super App for students in

Higher Learning Institutions aimed at building an ecosystem that helps make

payments contactless by providing a digital wallet powered payments ecosystem

that will help facilitate student spending across on lifestyle spending, online

shopping & more.

The key features include.

• Digital Wallet

The all-in-one mobile wallet that simplifies payment and your financial

management. Pay with QR, transfer funds, pay bills, reload your mobile, and cash

out your wallet balance with Gradu8 Mastercard Prepaid Card.

• Seamless Onboarding experience for student

Open an account within 5 minutes from your mobile device – anytime, anywhere,

or on the go. We onboard you online. All we need is your ID/Passport & Visa

Approval Letter/local University Offer Letter for verification.

• Virtual Card

Go cashless all the way. Make a payment purchase just by scanning QR Code, tap

and pay at the counter.

• Send and Receive Money

Transfer money easily to family and friends from your Gradu8 WALET anytime,

anywhere.

• Saving Goals

To help their students better manage their money and assist them in building

healthy saving habits.

• Spending Insights & Financial Literacy

Easily track where you spend your money and get infographics and reports based

on your total spendings with Gradu8 eWallet and Mastercard Prepaid Card for

better budget planning and financial decisions through our Financial Performance

Module.

• Student Discounts

Gradu8 provides opportunities for cashbacks, rewards, vouchers, and deals

customized to student needs. Get access to the biggest combination of student

discounts across Malysia in one App!

• Priceless Experiences

With University students entering the beginning of their spending life, Gradu8

creates the opportunity for them to get access from an early age to priceless

experiences from Mastercard. Students can benefit from all areas of interest

including travel, hospitality, events, sports, dining and much more.

• Planet Tota

Enjoy this cinematic Web3 adventure, an exclusive program by Mastercard. Planet

Tota features include: -

a) Peep Perks: MasterCard offers exclusive perks in Planet Tota, including

discounts, WL mint spots, airdrops, bonus XPs, cool merch giveaways, early

access to Planet Tota products, and peep-only activities1. To access these

perks, simply declare your allegiance in a simple step.

b) NFTs Airdrop: Be among the first to experience exclusivity with this early perk.

Declare your allegiance and participate in a simple collaboration activity to

secure an exciting giveaway from the upcoming #wtff NFTs drop1.

c) Unlock the Exclusive: Participate in the activity and submit your contributions.

By doing so, you can secure mint spots, NFT airdrops, exclusive merch

giveaways, and other Peep Perks. The best submissions unlock the current

rewards and may grant access to future.

• Mastercard Gamer Exchange (MGE)

Incorporating a virtual Master Card, an e-gaming platform along with discounts and

vouchers, cashless payment, financial literacy content for financial inclusion

through an e-learning module and other value-added features to enhance the

student educational experience leading to more informed financial decisions to

boost economic growth. Leverage the power of Mastercard's MGX gamers

exchange to convert into e-gaming reward points and in-game spending.

With Mastercard Gamer Exchange (MGE) and Planet Tota as part of the feature, the

goal is to create this ecosystem to support the building of a metaverse

environment for students to interact virtually and for a host of university academic

processes and learning experiences to be revolutionized in this age of digitization

and virtual access.