ET Money

ET Money: All Your Wealth. One Intelligent App

ET Money helps you plan, invest, grow & manage your wealth, simply & intelligently.

Millions of Indians use it to build long-term wealth across various investment products, including Mutual Funds, SIF, Fixed Deposits, NPS, Bonds, Smallcases, PMS, AIFs & more.

It brings your plans, investments & insights together in one clean, powerful app.

All wealth products in one place

- Mutual Funds: Invest in the top mutual funds in India instantly. Start SIP or do a lumpsum effortlessly. No paperwork required. No demat account needed.

- SIFs: Specialized Investment Funds use advanced strategies to adapt to changing markets & protect your capital.

- Fixed Deposits: Get high-interest FDs from trusted names like Bajaj Finance, Shiram Finance & Survoday SF Bank. Insured up to ₹5 lakh by DICGC.

- Bonds: Earn up to 11% fixed returns with SEBI-regulated, top-rated bonds. No lock-in. Sell anytime.

- NPS: Build retirement savings with the world’s lowest-cost pension plan. Save up to ₹62,400 in taxes every year.

- Smallcases: Invest in curated stock portfolios designed around themes & strategies for long-term growth.

- PMS & AIFs: Access PMS & AIFs from India’s top fund managers.

- Loans Against Mutual Funds: Get instant liquidity without selling your investments. Borrow in minutes, pay interest monthly & repay the principal at any time.

- ET Money Cash: Get pre-approved personal loans instantly. No paperwork or collateral.

- Insurance: Secure your life & health with curated, reliable plans that fit your wealth goals.

Intelligent tools for smarter decisions

Investor Personality:

Understand your investing style & risk comfort through India’s most scientific assessment, built with behavioural experts. Align your decisions with who you truly are & stay confident through every market phase.

Fund Report Card:

Discover top funds with strong returns and downside protection, ranked by ET Money for true performance.

Fund Verdict:

Know instantly if a fund & the category are a good fit for you. Decided based on the risk taken by the fund & if it matches your risk tolerance. Also, get to know your ideal investment horizon & the best way to invest in it.

ET Money Select:

Get a personalised list of top mutual funds. Hand-picked after analysing millions of data points & mapped to your risk profile. Regularly reviewed to keep only the best aligned to you.

Portfolio Health Check:

Discover the true health of your portfolio. Get a score based on 100+ parameters — returns, risk, diversification & investing behaviour. See what’s working, what’s not & where to act.

Portfolio Breakdown:

See exactly where your money is invested across asset classes, sectors, companies, credit ratings & debt durations. Check if your diversification matches your plan.

Portfolio Fix:

Turn insights into action. Identify underperforming funds & get better, personalised replacements, so your portfolio always stays in top shape.

Mutual Fund Strategies: Built to Keep You Ahead

Expert-built, data-backed strategies personalised to your risk, goals & horizon. Diversified across assets & styles, rebalanced periodically & tracked with alerts, so you stay disciplined, confident & on course through every market phase.

Ease, Convenience & Control

- Track all your external mutual fund investments for free and view current & lifetime XIRR instantly.

- Download ready-to-use capital gains statements for taxes, free & accurate.

- Complete KYC instantly within the app. 100% paperless.

- Invest without a demat account. Everything from discovery to tracking happens securely on ET Money.

Why investors trust ET Money

- Trusted by 1cr+ investors across India.

- Part of the 360 ONE Wealth group, one of India’s largest wealth & asset managers.

- Regulated by SEBI, RBI, PFRDA, and IRDAI.