2017 Bhim app latest update Modi upi for bank

BHIM app explained: Here’s what this new UPI-based app does

BHIM app explained: Here’s what this new UPI-based app does

OK, and how exactly does the app work?

BHIM lets you choose your preferred bank, after it has verified your mobile number. You get an SMS, so it’s best to use the same number as the one that’s linked to the bank account. BHIM will ask you to set a 4-digit passcode. Pick something you won’t forget easily because you’ll need the code every time you open the app.

The app will then ask you to select your bank. If your account is UPI activated, it will reflect the relevant number. You’ll see options to send and receive money, and transact via IFSC. If UPI is not activated, you can put in six digits of your debit card number, and the expiry date, after which the app will let you use it.

To send money, type in the mobile number or VPA address. BHIM will verify the payee. Type in the amount, and hit pay. If the payee doesn’t have UPI, tap on the three dots above the send money option. The ACCOUNT + IFSC option will open up, where you can put in the details.

One problem currently is that you can access only one account per mobile number. So if your number is linked to two accounts, you will have to disable the selected one and go back to the bank selection option. 2017 Bhim app latest update Modi upi for bank, 2017 Bhim app latest update Modi upi for bank, 2017 Bhim app latest update Modi upi for bank, 2017 Bhim app latest update Modi upi for bank