AZPULMAT is a finance app that lets users request short term microloans directly to a bank card.
AZPULMAT helps when you need quick funds without visiting a bank or gathering many documents. You apply from your smartphone and, if approved, the amount is sent to your card within minutes. The app guides you through a simple request and shows key terms before you submit, so you know the repayment period and costs. You can download AZPULMAT to check eligibility and manage the process at home.
Loan terms and limits
Repayment period from 61 to 364 days. Loan amounts from 20 to 500 AZN. Daily interest rate from 0.08% to 0.66%, depending on the loan. Maximum annual percentage rate APR is 34.5%. No fee for early or partial repayment.Eligibility and basics
Borrowers aged 18 to 65. Citizenship of the Republic of Azerbaijan is required. No proof of income is requested by the app. A valid bank card and smartphone are needed for receiving funds.Application and card transfer
AZPULMAT lets you submit a loan request in the app without visiting a branch. After you apply, your request is reviewed and, if approved, funds are transferred to your card. If paying on time becomes difficult, you can contact support to discuss options such as revising the schedule or making a partial payment.
Cost example and privacy
To understand total cost, consider this example. If you borrow 100 AZN for 91 days including an extension, added charges total 60 AZN, so you repay 160 AZN at the end of the term. APR is 34.5%. For data practices, see the privacy policy.
This app provides a simple way to request small loans and receive money on your card. Read the conditions, example costs, and requirements in the app before submitting your request in the AZPULMAT latest version.