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Social Security What IF icon

Social Security What IF

1.0.9 for Android

The description of Social Security What IF

Welcome to the Social Security What-If Calculator

Looking at the Social Security Statement, some people tend to focus on how much more money per month they might receive at Full Retirement over the lesser amount at Early Retirement. Yes, in some cases, waiting for Full Retirement may be the right option; however, in some cases it may make more sense to take the Early Retirement Option.

This tool may give you a broader view of other factors to consider; just because one number is bigger than the other, doesn’t necessarily mean you would be getting the best bang for your benefits. Here are some things you might consider and this tool will show you:

- Waiting later means less number of years collecting
- The number of years to collect, Early vs Full
- Estimated Total benefits, Early vs Full
- The gains and losses, Early vs Full

Hopefully after using this tool, you will be better informed when you are ready to make that decision between choosing SS Early Retirement or Full Retirement. So, having your Social Security Statement in hand, continue on and enjoy using the App.
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