ClearScore

Build better Credit Health with ClearScore

ClearScore helps Canadians understand their credit score, read their credit report and see how they may look to lenders. Get an instant credit check when you need clarity, then go beyond the number with Credit Health - a fuller view of your accounts, payment history, debt, affordability and financial progress.

Your credit score is only the beginning. ClearScore makes your credit report easier to access and simple to understand, with credit alerts when something important changes and expert guidance to help you improve your credit score over time.

What you can do with ClearScore

• Access your free credit score and free credit report, forever

• Review your accounts, payment history, debt and disposable income

• Understand how lenders may view you before you apply

• Get credit alerts when your report changes

• Use ClearScore Protect to help keep your credit and personal information safer

• Choose Protect Plus for daily updates, enhanced monitoring, extra alerts and more

• Watch short Improve videos to learn how credit works and what could affect your score

• Explore personalized offers in ClearScore Marketplace, including loans, credit cards, car finance and insurance where available

• Compare fast loan and personal loan offers matched to your profile and goals

Credit score Canada, made simple

Need to check your credit score, review your credit report or understand a credit check in Canada? ClearScore gives you credit insights in plain language, so you can see the fuller picture behind your credit bureau information and take your next step with more confidence.

Offers matched to you

ClearScore Marketplace helps you see offers based on your profile, goals and eligibility. Compare options from our commercial partners, understand the rates and terms available to you, and see what you could save before you apply. Offers are subject to eligibility and partner approval.

Signing up is quick and easy

1. Enter a few details so we can match you to your credit file

2. Complete security checks so only you can access your information

3. Explore your credit score, credit report, credit alerts, insights and offers

Your TransUnion and Equifax scores may differ because they use different scoring models.

If you take out a loan via ClearScore, here's what you need to know

Personal loan offers are available through ClearScore Marketplace from our commercial partners. Offers have interest rates that range from 6.99% APR to 46.96% APR, with loan durations from 3 months to 20 years. Rates can change without notice and are controlled by our partners, not ClearScore. Other fees may apply, such as settlement fees or late payment fees, but these are specific to each lender. Review the lender's terms and conditions for details.

We do our best to find relevant offers for your circumstances, but you may not qualify for a personal loan, the lowest rates or the highest offer amounts.