The description of CAIIB Exam Study
This app cover two compulsory papers of CAIIB and one optional paper retail banking.
1. Advance Bank Management
2. Bank Financial Management
3. Retail Banking
Compulsory Paper - I : ADVANCED BANK MANAGEMENT
MODULE - A: Economic Analysis
The fundamentals of Economics : Scarcity and Efficiency - Microeconomics & Macroeconomics in brief - Types of economies - Market, Command and Mixed Economies - Macroeconomics : Business cycles - Money and banking - Unemployment & inflation - Interest rate determination and various types of interest rates.
MODULE - B : Business Mathematics
Concept of time Value of Money - Net Present Value - Discounted Cash Flow - Sampling methods - presentation of data - analysis and interpretation of sample data - hypothesis testing - Time series analysis
MODULE - C : HRM in banks
Fundamentals of HRM, development of HRM in India, Relationship between HRM and HRD, Structure and functions of HRD, Role of HR professional, Human implications of organizations; training and development, attitude and soft skills development, role and impact of training, career path planning and counseling, employee behaviour, theories of motivation.
MODULE - D : Credit Management
Principles of Credit Management Credit Appraisal Analyzing Financial Performance - Relationship between items in Balance Sheet and Profit and Loss Account. Trend Analysis, Comparative Statement - Common size Statement, Preparation of projected Financial Statements. - Ratio analysis
Compulsory Paper - II : BANK FINANCIAL MANAGEMENT
MODULE - A: International Banking
Forex Business; factors determining exchange rates, Direct and indirect quotations, spot / forward rates, premium and discount, cross rates.
Basics of forex derivatives; forward exchange rate contracts, Options, Swaps.
MODULE - B : Risk Management
Risk-Concept - Risk in Banks - Risk Management Framework - Organisational Structure - Risk Identification - Risk Measurement / - Sensitivity - Basis Point Value (BPV) - Duration Downside Potential - Value at Risk, Back Testing - Stress Testing - Risk Monitoring and Control - Risk Reporting -
MODULE - C : Treasury Management
Concepts and function; instruments in the treasury market, development of new financial products, control and supervision of treasury management, linkage of domestic operations with foreign operations.
Interest rate risk, interest rate futures
MODULE - D : Balance Sheet Management
Prudential norms-Capital Adequacy. Implementation of ‘Basel Norms guidelines : RBI guidelines. Banks Balance Sheet - Components of assets / Liabilities / ALM Implementation - RBI Guidelines - Gap Analysis - Mechanics, Assumptions, and Limitations - Illustrations of Actual Gap Reports - The Relationship Between Gap and Income Statement - Funding
Paper - III : RETAIL BANKING
MODULE - A: Introduction
History and definition, role within the bank operations, Applicability of retailing concepts distinction between Retail and Corporate / Wholesale Banking
MODULE - B : Retail Products
Retail Products Overview - Customer requirements, Products development process, Liabilities and Assets Products / Description of Liability products, Description of Asset Products, Approval process for retail loans, Credit scoring.
Important Asset Products -
MODULE - C : Marketing / Selling of retail products, MIS and Accounting
Retail Strategies; Tie-up with Institutions for Personal loans / Credit cards / Educational loans, with OEMs / Authorised Dealers for Auto / Vehicle loans, and with Builders / Developers for Home loans
MODULE - D : Other issues related to Retail Banking
Securitisation, mortgage based securities.
Trends in retailing - New products like Insurance, Demat services, online / Phone Banking, Property services, Investment advisory / Wealth management, Reverse Mortgage - Growth of e-banking, Cross selling opportunities.